KTI Financial Services

Effective Date: 08/01/2017
Website: www.KtiFinancialServices.com
Owner: KTI Financial Services, LLC

By accessing or using the website of KTI Financial Services, LLC (“KTI”, “we,” “our,” or “us”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you may not access or use this website.

We reserve the right to update, modify, or replace any part of these Terms at our discretion. Your continued use of the site after such changes constitutes your acceptance of the new Terms.

You agree to use this website only for lawful purposes. You may not use the site:

• To solicit or engage in fraudulent, harmful, or deceptive conduct
   
• To interfere with the operation or security of the site
   
• To upload or transmit viruses or malicious code
   
• For the purpose of collecting information about others without their consent
   

We reserve the right to terminate your access to the website at any time if we determine that you have violated these Terms.

Any services, consultations, or digital products (eBooks, software, templates) purchased or downloaded from the site are subject to specific service agreements, disclosures, and engagement letters provided separately upon purchase or engagement.

Due to the digital nature of our products and services, all sales are final. No refunds will be issued unless explicitly stated in writing.

Our services do not guarantee any particular tax outcome or financial result. All strategies should be discussed with your accountant, attorney, or financial advisor before implementation.

Client-provided information submitted through our forms, portals, or email is kept confidential per industry standards. However, no method of transmission over the internet is completely secure. You agree to use secure methods when sharing sensitive personal or financial data.

By submitting your information, you consent to being contacted by our firm via email, phone, or text messaging in accordance with applicable laws.

All content on this website—including but not limited to text, images, branding, logos, graphics, videos, documents, templates, and other materials—is the property of KTI Financial Services, LLC and is protected by copyright, trademark, and other intellectual property laws.

You may not use, copy, distribute, or exploit any of this content without our prior written consent.

If you submit reviews, testimonials, or content to our site, you grant us a non-exclusive, royalty-free, worldwide license to use, display, reproduce, and publish that content in connection with our services and marketing.

You agree not to post any content that is illegal, offensive, or violates the rights of others.

To the fullest extent permitted by law, KTI Financial Services, LLC disclaims all warranties, express or implied, including but not limited to fitness for a particular purpose, merchantability, and non-infringement.

We are not liable for any damages arising from your use of the website, services, or any digital product, including lost profits, data loss, or business interruption.

This website may contain links to third-party sites or services. We are not responsible for the content, accuracy, or reliability of any third-party sites. Inclusion of such links does not imply endorsement.

You agree to indemnify and hold harmless KTI Financial Services, LLC, its affiliates, employees, and contractors from any claims, liabilities, damages, losses, or expenses (including attorneys’ fees) arising out of your use of this website or violation of these Terms.

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of laws rules. Any disputes shall be resolved in the appropriate courts of Cobb County, Georgia.

For questions about these Terms of Service, please contact:
📧 Email: contactus@KtiFinancialServices.com
📞 Phone: 470-203-2050
📍 Address: 4994 Lower Roswell Rd, Marietta, GA 30068